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Business Package Insurance

Business insurance protects businesses from any financial loss or damage that occurred during the everyday operations of a company. A policyholder gets the coverage for risks related to employees, damage to property as well as legal liabilities. Such incidents can cause a major setback to your business. In several cases, it leads to partial or complete closure of the business leading to loss of income.

Individual Health Insurance

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Family Floater Health Insurance

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Group Health Insurance

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Why Should You Cover Your Business with Insurance?

It is vital for the owners of small enterprises to carefully take into consideration and assess the needs of their business as they have extensive financial exposure in case of any loss. If the owner of the business does not feel that they have the ability to assess business risk effectively and the need for insurance coverage, they must work with an experienced, licensed, and reputable insurance agent. Business insurance protects the SMEs from fire, theft, professional liability, general third party liability, compensation towards workers, medical expenses etc.

Features of Business Insurance

Though having your business insured is not mandatory in India but it is necessary. Business insurance India comes with certain features that make the policy worth your money:


  • Damage to the property due to fire or natural disasters such as flood, earthquake, storm etc.
  • Loss due to theft
  • Business insurance covers third party liability on the business
  • Injury or death of an employee during the course of his/her work is covered
  • It covers the loss of profits after an outbreak of a calamity
  • Liability arising out of negligence and errors

Benefits of Business Insurance Policy

The benefits of Company Insurance plans are as follows:


  • Company insurance plan protects the business against losses due to an interruption of the normal course of the business by covering the disasters like fire or a natural calamity
  • It offers credibility to the company by getting its business insured
  • Group policies offered to assure the safety of the employees and help the employers retain the talents within the company. Eventually, it aids in more growth of the company.
  • These days clients also consider those companies that are well-insured with business insurance.
  • The physical assets of a business such as computers, furniture etc. are well-protected from theft if it is covered by a business insurance policy.